Smarter Payments Better Profits.
Say goodbye to high fees and hello to bigger profits!
At Knarkz, we believe businesses deserve fair, transparent, and affordable payment solutions. Whether you’re running an online store, a high-street shop, or taking payments over the phone, our streamlined system ensures every transaction costs less—leaving more in your pocket.
Payments made simple, business made stronger
The payment gateway designed to make transactions fast, secure, and effortless—so you can focus on growth.
Manage your business digitally
About Knarkz Payment Processing
Because fair payment solutions shouldn’t cost you a fortune.
At Knarkz, we believe businesses deserve more—more transparency, more profit, and more control over their payment systems. We saw how big-name providers like Stripe and PayPal charge high fees that eat into business profits, and we thought, “There has to be a better way.”
In-Store Payment Solutions
Fast, Reliable Transaction Speeds
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Knarkz’s in-store payment solutions are designed for rapid, reliable transactions, minimizing delays even during peak times. Utilizing industry-leading technology, our system efficiently handles high volumes, ensuring smooth operations for retail shops, restaurants, and service counters. This approach enhances customer satisfaction and streamlines business processes.
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EMV Chip, Swipe, and Contactless Support
Knarkz provides advanced payment terminals compatible with EMV chip cards, magnetic stripe swipes, and contactless options like Apple Pay and Google Pay. These terminals ensure swift, secure transactions, enhancing customer satisfaction by reducing wait times. Equipped with robust encryption and fraud protection, they safeguard sensitive data, allowing seamless and efficient operations across various business environments.
Customised POS Integration
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Knarkz’s payment gateway seamlessly integrates with your existing POS software, eliminating the need for an overhaul. This integration supports real-time synchronisation of sales data, inventory, and payment records, streamlining operations and reducing administrative tasks. By centralizing these systems, businesses gain clearer insights into performance and enhance efficiency.
Online Payment Processing
Seamless Checkout Experiences
Knarkz Payment Gateway is designed to minimise cart abandonment by offering a seamless and frictionless checkout experience. With mobile-optimised checkouts and one-click payments, customers can complete purchases swiftly across all devices.
This streamlined process enhances customer satisfaction and encourages repeat business.
Accept Apple Pay, Google Pay, Visa, Mastercard, and More
Knarkz enables businesses to accept major payment methods, including credit/debit cards, Apple Pay, Google Pay, and popular e-wallets. This flexibility enhances customer convenience and boosts sales. Our system ensures quick, secure transactions, reducing checkout wait times and improving satisfaction. With advanced encryption and fraud protection, we handle compatibility and security, allowing you to focus on your business. Whether it’s a card tap or chip-and-pin, our terminals are designed for speed and efficiency.
Easy Integrations with Shopify, WooCommerce, Magento, and Others
Knarkz offers seamless plug-and-play integrations with leading eCommerce platforms such as Shopify, WooCommerce, and Magento, simplifying the process of launching a new online store or switching payment providers. Our developer-friendly APIs and dedicated technical support ensure smooth integration and optimal store performance. Additionally, our competitive transaction rates help you realize savings from your very first sale.
Over-the-Phone Payments (MOTO)
Fast, Secure Transactions
Mail Order/Telephone Order (MOTO) solution facilitates secure, efficient processing of non-face-to-face transactions.
It adheres to PCI DSS standards to minimize fraud risks.
Designed for high-volume environments like call centers and booking agencies, it ensures a smooth customer and staff experience.
PCI-DSS Compliant
Payment gateway ensures that all payment solutions, including Mail Order/Telephone Order (MOTO) transactions, comply with PCI DSS standards, safeguarding sensitive customer data and reducing fraud risks. Our commitment to continuous security updates aligns with evolving industry standards, protecting your business from emerging threats. With Knarkz gateway, you can process payments confidently and be assured of meeting all regulatory requirements.
Ideal for Service-Based Businesses, Call Centres, and Bookings
MOTO payment system is tailored for industries like hospitality, healthcare, and professional services, where phone transactions are common.
It enables your team to process payments securely and efficiently, with minimal training required. Features include user-friendly interfaces and real-time payment authorization, ensuring faster service and streamlined operations.
Mobile Payment Solutions
Contactless and Chip Payments via Mobile
Mobile payment solutions transform your smartphone or tablet into a portable payment terminal, enabling businesses like market stalls, food trucks, and pop-up shops to accept contactless and chip payments effortlessly.
Designed for on-the-go operations, our system ensures secure, swift transactions, providing customers with a seamless checkout experience wherever you serve them.
Integration with NFC and Tap to Mobile
We ensure all payment solutions, including phone transactions, are PCI-DSS compliant, safeguarding sensitive customer data and reducing fraud risks.
Our continuous security updates align with evolving industry standards, protecting your business from emerging threats.
With Knarkz, you can confidently process payments, knowing you’re fully compliant with regulatory requirements.
Compatible with Both Android and iOS
Our mobile payment solutions work seamlessly on both Android and iOS devices, ensuring compatibility across smartphones, tablets, and other mobile platforms.
The user-friendly app requires minimal training, allowing staff to process payments quickly and efficiently.
This leads to faster checkouts, improved customer satisfaction, and increased sales, wherever your business operates.
Payment Gateway Integration
Compatible with Major eCommerce Platforms
Knarkz Payment Gateway integrates seamlessly with your website or app, offering secure payment processing for platforms like Shopify, WooCommerce, and Magento.
Our flexible system caters to both large eCommerce stores and smaller sites, streamlining the checkout process to reduce cart abandonments and boost conversion rates.
Optimised for both desktop and mobile, it ensures a smooth shopping and payment experience across all devices.
Developer-Friendly APIs
Knarkz offers developer-friendly APIs that seamlessly integrate secure payment processing into custom-built websites and apps. Our well-documented APIs support features like custom workflows, automated invoicing, and subscription billing, providing flexibility for businesses of all sizes. With dedicated technical support, we ensure smooth implementation, allowing your payment system to scale alongside your business needs.
24/7 Technical Support
Knarkz offers 24/7 technical support to ensure your payment systems operate smoothly. Our expert team is available to assist with integration, troubleshoot issues, and provide guidance on optimizing your payment processes. Whether you’re dealing with complex API integrations or platform compatibility concerns, we’re just a call or email away, allowing you to focus on growing your business.
Real-Time Reporting & Analytics
Track Payments, Refunds, and Chargebacks
Knarkz’s real-time reporting dashboard provides comprehensive transaction visibility, enabling businesses to monitor sales, process refunds, and oversee chargebacks through an intuitive platform. Features include real-time transaction tracking, customizable data filters, and alerts for unusual activities, empowering data-driven decisions and efficient financial management.
View Daily Sales Summaries
Knarkz’s user-friendly dashboard offers daily sales summaries, providing a quick overview of revenue, payment methods, and top-selling products or services. These insights help identify trends, peak sales times, and customer preferences, enabling you to optimize operations and boost profits. Additionally, exporting detailed reports for accounting or tax purposes is straightforward, supporting efficient financial management.
Customisable Reporting Tools
Recognizing that each business has unique needs, Knarkz offers customizable reporting tools that allow you to focus on the metrics that matter most. Whether it’s tracking payment types, analysing customer behavior, or monitoring refunds and disputes, our platform provides the flexibility to delve into your data as needed. You can schedule automated reports and export data in various formats, ensuring stakeholders are well-informed and strategic decisions can be made swiftly. Our reporting tools deliver actionable insights, putting you in control of your business’s financial data.
Industries We Power
Thousands of technology partners rely on Knarkz’s end-to-end commerce platform to seamlessly enable payments across countless sectors. Whatever your market—from retail to SaaS, healthcare to hospitality—you’ll gain access to a cutting-edge payment gateway and an unmatched transaction experience.
Payment Gateway Solutions Built for You—and Your Clients
Design the perfect payment experience for your customers while scaling your business effortlessly. Knarkz’s modular platform lets you handpick the features, processors, and integrations that fit your unique model—then adapt them as your needs evolve.
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Seamless Payments for Medical & Dental Practices
Keep your practice running smoothly with flexible payment options—in person, online, by phone, or manual billing. Knarkz simplifies recurring billing for patients while delivering bank-grade security, encryption, and compliance—so you protect sensitive data and meet healthcare regulations effortlessly.
Recurring Payments Built for Subscriptions & Memberships
Gyms, SaaS platforms, and subscription services need dependable, seamless billing—and Knarkz delivers. Our flexible payment solutions support:
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In-person, online, or automated recurring payments—so you never miss a charge.
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Multi-MID management—board and control all your merchants from one centralised gateway.
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Fail-safe security—keep revenue flowing while protecting every transaction.
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Modern Payment Solutions for Parking Operators
Today’s drivers demand contactless, app-based, and card payments—Knarkz delivers the certified payment tech to meet expectations. Our complete solution includes:
· Omnichannel payment processing - Accept payments via mobile, card, or pay stations
· Pre-certified hardware integrations - Compatible with leading parking equipment manufacturers
· Real-time fleet analytics - Monitor transactions and performance from any device
Why parking operators choose Knarkz:
· Future-proof cashless systems drivers trust
· Seamless certification with major processors
· Enterprise-grade reliability for high-volume locations
Future-Ready Transit Payment Solutions
Knarkz powers seamless mobility with cutting-edge payment infrastructure trusted by leading transit authorities worldwide:
1. Next-Gen Fare Collection
· Open Loop & TVM solutions with instant tokenization
· PCI-validated P2PE for contactless EMV/NFC payments
2. Certified for Scale
· Pre-integrated with 50+ global processors
· Hardware-agnostic SDKs for any ticketing system
3. Always-On Reliability
· 99.99% uptime SLA for critical transit operations
· White-glove deployment for metro-scale rollouts
Why transit operators choose Knarkz:
• 40% faster boarding with optimized payment flows*
• End-to-end encryption from terminal to processor
• Future-proofed for MaaS (Mobility-as-a-Service) integration
*Based on pilot programs with Tier 1 transit agencies
Next-Gen Payments for Transit Systems
Powering the future of fare collection with cutting-edge, transaction-ready technology. Knarkz delivers:
1. Open Loop & TVM Solutions
· Secure tokenization for contactless payments
· PCI-validated P2PE encryption for every transaction
2. Enterprise-Grade Infrastructure
· Pre-certified with all major processors
· White-glove deployment for large-scale systems
Why global transit providers trust Knarkz:
· 99.99% uptime for mission-critical systems
· End-to-end project management teams
· Future-proof architecture for EMV/ISO updates
Smart Payment Solutions for Education
Simplify campus finances with Knarkz's tailored payment platform built for schools and universities.
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Multi-Campus Management
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Centralized payment processing across all locations
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Automated tuition billing and fee collection
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Flexible Payment Options
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Secure online portals for students and parents
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Recurring payment plans for tuition
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Education-First Security
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PCI-compliant with FERPA-aligned data protection
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Fraud prevention tailored for institutional needs
Why educational institutions choose Knarkz:
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Reduce administrative overhead by 60%+
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Improve on-time tuition payments
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Enterprise reliability for districts of all sizes
Future-Proof Payments for Vending & Kiosks
Turn every machine into a high-performance revenue stream with Knarkz's intelligent cashless solutions:
1. Any Payment Method
· Credit/debit, closed-loop cards, and mobile wallets
· NFC/contactless support for tap-and-go convenience
2. Smart Machine Integration
· Plug-and-play SDKs for fastest deployment
· Real-time telemetry reporting (sales, inventory, alerts)
3. Profit-Boosting Advantages
· 30%+ higher spend with cashless options
· 24/7 remote management & diagnostics
Why operators trust Knarkz:
· Military-grade encryption at every terminal
· Pre-certified with all major processors
· Scalable from 10 to 10,000+ machines
Streamlined B2B Payments for Modern Businesses
Knarkz simplifies corporate transactions with powerful, efficiency-driven payment solutions:
1. Enterprise-Grade Processing
· Level III data capture for maximum interchange savings
· Batch processing & electronic invoicing
2. Cash Flow Optimization
· Next-day funding for improved liquidity
· Automated reconciliation & reporting
3. Secure & Scalable
· Tokenisation for recurring vendor payments
· Role-based access controls
Why finance teams choose Knarkz:
• 83% faster accounts receivable processing
• Seamless integration with major ERPs
• PCI-validated P2PE for all transactions
Payments That Keep Guests Coming Back
In food & entertainment, speed and flexibility drive repeat business. Knarkz delivers:
1. All Ways to Pay
· One-tap contactless, mobile wallets, and EMV chip
· Order-ahead & curbside payment integration
2. Lightning-First Checkout
· Tableside payments for fine dining
· <8-second transactions for QSRs
3. Experience-Driven Features
· Automatic tip adjustments
· Real-time sales analytics by station
Why leaders choose Knarkz:
• 22% higher ticket averages with contactless
• Chargeback protection for disputed orders
• Unified reporting across all locations
*Industry data from QSR Magazine
Hospitality Payments Designed for Global Guests
Deliver seamless, borderless payment experiences with Knarkz’s specialised hospitality solutions:
1. Global Payment Ready
· Accept 135+ currencies and all major payment methods
· Dynamic currency conversion for international guests
2. Omnichannel Flexibility
· Contactless check-in/check-out payments
· Online booking engine integrations
3. Frictionless Guest Experience
· One-click recurring billing for loyalty members
· PCI-validated tokenization for secure stored payments
Why hospitality brands trust Knarkz:
• 99.9% uptime during peak seasons
• Integrated POS solutions for resorts & venues
• Real-time analytics across all properties
Advanced Security & Compliance
Experience seamless payments and enjoy peace of mind with our robust security measures.
PCI-DSS Compliance
At Knarkz, we take payment security seriously. All our payment processing services are PCI-DSS compliant, meaning they meet the highest industry standards for protecting sensitive customer data. This compliance minimises the risk of data breaches and ensures your business stays on the right side of regulatory requirements. By using our PCI-compliant systems, you reduce your liability and avoid costly fines, all while giving your customers peace of mind that their payment information is handled securely. We continuously update our systems to stay aligned with the latest security standards.
End-to-End Encryption
Every transaction processed through Knarkz Gateway is protected by end-to-end encryption, ensuring sensitive data is fully secure from the moment a customer makes a payment until it reaches your bank account.
This encryption technology prevents unauthorised access, reducing the risk of data breaches and cyber threats. Our secure infrastructure safeguards customer details across all payment methods—whether it’s online, in-store, or over the phone.
With Knarkz Payment Gateway, you can be confident that every transaction is handled safely and securely.
Why Choose Knarkz Payment Gateway?
Lower Fees, Higher Profits
Our rates are designed to beat the industry giants like Stripe and PayPal—without compromising on service.
Fast & Secure Transactions
From in-store card swipes to online checkouts and phone payments, enjoy lightning-fast processing with top-tier security.
One Solution for All Payment Types
In-store. Online. Over the phone. We’ve got you covered—simple, seamless, and all under one platform.
Get in Touch
We’re here to help—whether you have questions, need advice, or just want to chat about how we can save you money.
We love hearing from businesses like yours! Whether you’re ready to switch your payment processor or just exploring your options, our team is here to help.
Frequently asked questions.
We’re here to make payment processing simple.
1. What is Knarkz Payment Gateway?
Knarkz Payment Gateway is a powerful online payment processing solution that allows businesses to accept card payments in-store, online, and over the phone at lower transaction rates than Stripe or PayPal.
2. What makes Knarkz different from other payment providers?
We offer:
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Ultra-low transaction processing fees
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No hidden charges or monthly fees
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Seamless integration with websites, mobile apps, and EPOS systems
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Fast settlements and dedicated support
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A focus on maximising your profits per sale
3. How are your rates lower than Stripe and PayPal?
We work with a lot of acquirers directly, which enables us to offer heavily discounted transaction fees to our clients and avoid unnecessary middlemen. This allows us to offer reduced transaction fees while still providing top-tier service and security.
4. How fast will I receive my payments?
We offer fast settlement times of the next business day.
5. Is it easy to switch from my current payment processor?
Absolutely! Our team handles the heavy lifting, helping you set up a merchant ID and integrate Knarkz Gateway with your existing website, EPOS, or eCommerce platform. We make the transition smooth and disruption-free.
6. How secure is Knarkz Payment Processing?
Security is our top priority. We’re PCI-DSS compliant and use end-to-end encryption to protect all transactions. Your data—and your customers’ data—are always safe with us.
6. Can I accept Apple Pay, Google Pay, and other digital wallets?
Yes! All major digital wallets, including Apple Pay and Google Pay, are fully supported at no extra cost.